Unsecured Business Finance Program

DID YOU KNOW
1. Did you know that there are Unsecured Business Finance programs that are NO DOC Unsecured Program and require NO financial statements or income verification of any kind? Strictly credit driven.
2. Did you know that there are Unsecured Business Finance programs that only take 2-3 weeks for a client to receive their first funding, and is usually complete within 4 to 6 weeks?
3. Did you know that to qualify for a Unsecured Business Finance program a client does not need a existing business?
4. Did you know that a business with weak financial statements and/or no taxes can still qualify for financing up to $150,000? (See #1)
5. Did you know there is a cash-out option available for the Business Finance program?
6. Did you know that many banks will offer a 0% APR for 6 months to 1 year?
7. Did you know that funding from these programs can be used for any business purpose, including payroll, inventory, equipment, and even operating capital?
8. Did you know that most funding the Business Finance programs does not report to your client’s personal credit file, but reports and builds the strength of your business credit file.
9. Did you know that the Unsecured  programs will build the strength of your client’s business credit score?
10. Did you know that No Doc financing is the perfect option for those who wish to purchase a franchise? And it’s even better for existing franchise owners who need additional operating capital!
11. Did you know that you can use funding the programs to pay off your client’s personal credit debt? This will greatly improve their credit score, enabling them to get additional funding in the future!
12. Did you know that a client  with a “C1” success rating has a great chance that within a month or two they will qualify for up to $100,000 in funding?
13. Did you know that most businesses don’t qualify for traditional loans due to poor financial statements or a bad couple years from the current economic climate, yet they can still get up to $150,000 the No Doc Business Capital program using their personal credit alone? And that they can double or triple that by adding additional guarantors?
14. Did you know that the Unsecured Business Finance program is available for all entity types including: sole proprietorships (not incorporated), C corps,  S corps, LLC\’s, DBA\’s and any person with qualifying credit?
15. Did you know that if a client wants funding but has poor personal credit they can still qualify? They just have to find a credit partner who will act as a guarantor for their business and they can potentially be setup over $100,000 in as little as 45 days! (FYI – as many as 50% of borrowers use guarantors, this is a very common practice).
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Own Your Business Property Instead of Renting

Are You Looking to Own Your Business Property

Instead of renting space for your business you can own the property. Low down payment and low interest rates available for small businesses. The advantages are just like owning a home versus renting your home. The opportunity is even grater in this market. Today the prices of commercial property continues to go down. This makes us near bottom in prices. Prices are where they were 4 years ago. Just like investing in stock or any thing else it is always best to buy low. Now is the time to own the property you operate your business out of instead of renting.

SBA 504 Program

The conditions for small business owning commercial property just keep getting better. The 20-year fixed interest rate on SBA 504 loan projects has fallen to 4.93% — the second-lowest monthly rate in the 24-year history of the program. Put that together with decreased commercial property values and all the inherent benefits of the SBA 504 loan program (as little as 10% down; longer terms, below-market fixed interest rates), and you have a “perfect storm” for Smarter commercial property ownership.

Additional Income as Well

When you own the property you operate your business out of you create equity as you make payments and as the property appreciates. If you choose a mixed use property and your business occupies at least 50.01% of the square footage, you can collect rent and even lower your costs of doing business. Now is the time to own your business property.

Commercial Real Estate Loan

Even though financing is tight if you have good credit and have been in business for 3 years you can qualify for financing with as little as 10% down. Even if you have not been in business for 3 years a start up company may qualify for rates with as little as 15% to 20% down payment. This is lower than all other commercial real estate loans for single use small businesses. Take advantage now!

Creative Financing Options

With the commercial real estate market in an uproar many sellers are willing to work with buyers to help them qualify for financing. Yes it is a buyers market today. This means that there are many opportunities for creating financing options. This can help you qualify and own today while the best opportunities and prices are available with the lowest interest rates in years. So seriously consider the benefits to owning your business property instead of renting.

Contact us today for a free pre qualification evaluation.

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