SBA & Term Loan Programs

SBA Business & Commercial Real Estate Loans

FBC Funding partners with direct funding sources to provide SBA 7a,SBA 7a Express, SBA 504, and USDA Government Guaranteed businessfunding to help your business grow and succeed. By working with FBCFunding you can avoid the unnecessary additional restrictions added bymany local lenders. FBC Funding will also help you maneuver throughthe maze of government guarantee paperwork and specific guidelinesto help you dot the i’s and cross the t’s to your success.

SBA Unrestricted 7a Program

FBC Funding offers an aggressive SBA loan program priced at an annual interestrate of 6.75%, amortized over 10 years for business only funding. We canamortize the loan for up to 25 years with acceptable real estate collateral. Theprogram features one affordable monthly payment. FBC Funding can consolidatea business owner’s expensive merchant cash advances (MCAs) or other businessdebt, saving businesses thousands of dollars in monthly cash flow, plus we canprovide expansion capital or purchase money funds. We can provide unrestrictedworking capital to assist with new growth and other business needs.

FBC Funding adds no additional restrictions as many other (especially local) SBAlenders do. For loans of $350,000 to $5,000,0000 we can help small businesseswith funding request even if they have had credit issues in the past.

SBA Commercial Real Estate Funding Rural Real Estate Funding

FBC Funding offers an aggressive Commercial Real Estate Mortgage Program that will fund up to 90% of purchase, refinance or construction of business occupied owner operated property. This is the SBA 504 Program with rates as low as 4.5% and with amortizations up 25 years long. This commercial mortgage loan allows small businesses nationwide to qualify with no added restrictions at these low commercial funding rates because of the SBA 504 Government loan guarantees.

Rural Commercial Real Estate Funding

We are a National Commercial Lender that will fund Commercial Real Estate in Small Market America. Most National Lenders will not. FBC Funding Realizes the need for Small Businesses in Home Town America. Small Businesses need funding to start, sustain, grow, and expand as they employ America. The Federal Government Agrees. Not only do we offer the Small Business Administration Guarantee Programs, we also offer USDA Guaranteed Business Loans and Commercial Real Estate Funding to help Small Business Owners with the best terms to optimize the success of their businesses.